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Yes, it is possible to receive Supplemental Security Income (SSI) benefits even if you are already receiving Social Security Disability Insurance (SSDI) benefits. While both programs are administered by the Social Security Administration (SSA), they have different eligibility criteria and serve different purposes.
SSDI is a program that provides benefits to individuals who have worked and paid into the Social Security system but are no longer able to work due to a disability. The amount of SSDI benefits you receive is based on your work history and the amount you have contributed to Social Security through payroll taxes.
On the other hand, SSI is a needs-based program that provides financial assistance to individuals with disabilities who have limited income and resources. Unlike SSDI, SSI benefits are not based on your work history or contributions to Social Security. Instead, they are determined by your income, resources, and living situation.
If you are already receiving SSDI benefits and meet the eligibility requirements for SSI, you may be eligible to receive both benefits simultaneously. This is known as "concurrent benefits." However, it's important to note that the amount of SSI benefits you receive may be reduced based on your SSDI benefits and other sources of income.
To be eligible for SSI, you must meet the following criteria:
1. Disability: You must have a medically determinable physical or mental impairment that prevents you from engaging in substantial gainful activity (SGA) and is expected to last for at least 12 months or result in death.
2. Income: Your income must be below the SSI income limits, which vary depending on your living situation and other factors. Income includes wages, Social Security benefits, pensions, and other sources of income.
3. Resources: Your resources, including cash, bank accounts, and property, must be below the SSI resource limits. Certain resources, such as your primary residence and one vehicle, may be excluded from consideration.
It's worth noting that receiving both SSDI and SSI benefits can have implications for other benefits you may be receiving, such as Medicaid or housing assistance. It's important to consult with a Social Security representative or disability advocate to understand how receiving concurrent benefits may affect your overall financial situation.
In conclusion, if you are already receiving SSDI benefits and meet the eligibility criteria for SSI, you may be eligible to receive both benefits simultaneously. However, the amount of SSI benefits you receive may be reduced based on your SSDI benefits and other sources of income. It's important to consult with a Social Security representative or disability advocate to understand your options and how receiving concurrent benefits may impact your overall financial situation.
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